Category Archives: Money & Finance

When Money is a Major Stressor

With daily headline news of high unemployment rates, steep gas prices and a mortgage crisis, it’s no wonder money matters are really stressing out many Americans today. There’s certainly no lack of reasons why people worry so much about money. Some are beyond the control of an average person while other factors are due to spending behavior. Financial problems normally begin when you spend more than you earn, which leads to acquiring debt to pay for those expenses. You may borrow...

Refinance Options

Now that the worst of the recession is past many homeowners are able to breathe more freely. They survived with their home intact and their finances bruised, but not destroyed. They may be considering how to retrench so that they are better prepared for future economic hard times. One way to do this is to consider refinancing their home . The most basic type of refinance simply renegotiates the current terms of the mortgage. It takes into account the remaining amount...